So I drove from Phoenix to Colorado Springs last weekend and hit a patch of sand because Colorado turns there paved roads into dirt roads every winter due to snow. I slid into a curb and did some damage. I didn't think it was that bad(30mph) but the insurance company said totaled. They want to give me $6250 for the car.I think the car is worth 8-9K and have more than that into it.I can't replace it for 6250. Looking for brillant insight. or angry rants.